Debt Consolidation
Consolidation Loans
The following letters and columns are
© The Commercial Appeal, Memphis, TN.
Used with permission.

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Letter to the Editor: Strict laws needed as tools to fight predators
Harold Ford Jr., U.S. Representative, 9th District, Memphis

Letter to the Editor: Homeowner education is another effective weapon
Keith Turbett, Corporate Community Reinvestment Officer, National Bank of Commerce, Memphis

We all pay note on house of cards
Beth Dixon, president of the RISE Foundation

Predatory lending kills home dreams
Robert Lipscomb, executive director of the Memphis Housing Authority and director of Memphis' housing and community development division

Bankruptcy hammers W. Tenn.
Jennie D. Latta, United States Bankruptcy Court judge for the Western District of Tennessee

Add an 'E' to 3 'R's: Economics
Julie Heath, chair of the Department of Economics and director of the Center for Economic Education at the University of Memphis

Being 'unbanked' is a heavy burden
Martha Perine Beard, senior executive officer for the Memphis branch of the Federal Reserve Bank of St. Louis

System rewards predators
David Waters, columnist for The Commercial Appeal

Give kids education in finance
Wendi C. Thomas, columnist for The Commercial Appeal

The MemphisDEBT collaborative was formed under the auspices of the RISE Foundation and has received funding through grants from the Fannie Mae Foundation, Assisi Foundation, United Way of the Mid-South and the RISE Foundation.

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Last year, MemphisDEBT, in cooperation with United Way of the Mid-South, hosted 16 Volunteer Tax Assistance sites over a three-month period to help low-income communities claim Earned Income Tax Credits (January - March 2003). Nearly 2,300 returns were processed. The average refund amount was $2,100, resulting in more than $4.8 million being returned to low-income families. It is estimated participating families saved approximately $460,000 in filing fees.

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MemphisDEBT • 22 North Front Street, Suite 680 • Memphis, TN 38103 • Phone: 901-507-6638 • Fax: 901-507-6640