Debt Consolidation
Consolidation Loans
Financial literacy is affected at many levels by the laws of our city, county, state and national governments.

Citizens can let their feelings be known on pending legislation or laws by contacting their elected representatives and by keeping abreast of proposed changes in the legal system.

Continue to visit this site for updates on legislation that affects your financial future.

Links to Government Officials

Tennessee General Assembly

Memphis City Council

Shelby County Commission

• Compare interest rates. Predatory lenders rely on the fact that you won't do your research before signing a contract.

• Contact the Better Business Bureau before loaning money, to make sure the company you're doing business with is reputable. Click here to visit the Midsouth Better Business Bureau website.

• Be wary of making quick decisions. Repairs to a car or a home can cause such anxiety that consumers often go with the first offer without considering the financial effects.

• Predatory Lending in the News: Memphis Needs Relief From Epidemic of Predatory Lending from The Commercial Appeal

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